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HRCU Privacy Policy |
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What Does Holy Rosary Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Account balances and payment history
- Credit history and credit scores
All financial companies need to share customers' (members') personal information to run their everyday business. In the section below we list the reasons financial companies can share their customers' (members’) personal information, the reasons Holy Rosary Credit Union chooses to share and whether you can limit this sharing.
| Reasons we can share your personal information |
Does HRCU share? |
Can you limit your sharing |
| For our everyday business purposes - Such as to process your transactions, maintain your accounts, respond to court orders and legal investigations or report to the credit bureaus |
Yes |
No |
| For our marketing purposes - to offer our products and services to you. |
Yes
for distribution purposes only and only names and addresses |
No |
| For joint marketing with other financial companies |
No |
N/A |
| For our affiliates' everyday business purposes information about your transactions and experiences |
No |
No |
| For our affiliates' everyday business purposes information about your credit worthiness |
No |
No |
| For our affiliates to market to you |
No |
No |
| For non affiliates to market to you |
No |
No |
Questions? Call 603-332-6840.
How does HRCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal laws. These measures include computer safeguards and secured files and buildings. We use firewalls, 24 hour intrusion monitoring, complex passwords and limited access and many other security techniques and products to protect your information. We also have our security systems audited by certified third party companies regularly.
How does HRCU collect my personal information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Apply for a loan
- Use your credit or debit card
We also collect your personal information from others such as credit bureaus.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates everyday business purposes – information about your credit worthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies Holy Rosary Credit Union has no affiliates at this time.
Holy Rosary Credit Union has no affiliates at this time.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial.
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Holy Rosary Credit Union has no agreements with other companies that includes the exchange of personal information.
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