Student Banking Center

Welcome to HRCU's Student Banking Center

Holy Rosary Credit Union can help you get the college loans and smart banking tools that make a big difference and start you out on the right track.

Student Choice Loans at HRCU

• No origination fees
• Easy on-line application
• Low credit based interest rates
• Flexible repayment options
• To learn more or apply online, click here!

Click here to see a list of qualified schools.

Home Equity Loans

HRCU has a range of Home Equity loans to use the equity in your house to pay for college.

Fixed Rate Home Equity Loans

With a fixed rate home equity you always know your payment amount. You can pay off each year's loan separately if you choose quick turn around and low or no closing costs. Click here to apply online

All loans subject to an evaluation of each applicant's credit, restrictions may apply.

Home Equity Line of Credit

Don't know exactly how much you need? Only want to apply once but use it for 4 years? Want to be able to track your loan with the rest of your accounts? We have low rate HELOC loans with low or no closing costs and quick and easy applications online or in person.

HRCU First Credit Card

• Glow in the dark card
• 12.9% non variable*
• low fees
• No cash advance fees or higher rates

*Rate is annual percentage rate. Rates are fixed and will change only with 30 day advance notice.

PLEASE NOTE:
Using your debit/credit card internationally
For security purposes HRCU debit and credit cards will no longer automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions. Please let us know if you have any questions or concerns regarding this policy.

HRCU Checking and Debit Card

• Free checking
• No annual fee
• No charge for foreign transactions from HRCU
• Co-op network offering 28,000 surcharge free ATMs with ATM locator available on line or on your phone or PDA
• Funds from home instantly available
• Free:
  - Home Banking
  - Bill Payer
  - Mobile Banking
  - E-statements

HRCU First Car Loan

• Personal consultation on how to get the best deal
• Free pre-approval
• Discount on qualified loans*
• Low rates and varied payment options

*Loans are based on credit risk, restrictions may apply

Annual Scholarship Program

HRCU also has an Annual College Scholarship Program. Five (5) $1,000 scholarships will be awarded to members who are enrolled in an accredited college. Learn more.

For more information on all HRCU services please call (877) 895-6840 or stop by one of our branches.