HRCU is pleased to offer our members a selection of VISA® credit cards. We know low rates, low monthly payments and rewards are what our members need and deserve.

We have several card options to choose from:

Credit Cards

Effective Date: Sunday, December 10, 2017

TypeAPR*Monthly Payment/$1,000
VISA® Platinum9.74%$25.00
VISA® Platinum Rewards
(Rewards Program Applies)*
VISA® Platinum for Students
(Student Rewards Program Applies)

Rates and Fees                Credit Card Agreement

  • UChoose Rewards®*

    HRCU VISA® Platinum Rewards members can enjoy our UChoose Rewards® program. UChoose Rewards® is a rewards program where you earn points every time you use your HRCU VISA® Platinum Rewards Credit Card. You will earn one point for every $1 you spend, and you may earn additional points when you shop at retailers participating in the program. Accrued rewards points are good for three years.

    Learn MoreRedeem Your Points

  • Verified By VISA®

    Add ImageVISA® has developed a new online security feature called Verified by VISA® that works with existing VISA® cards. With Verified by VISA®, consumers can rest assured that using their VISA® cards on the Web is just as safe as using it at a local merchant around the corner. Additionally, participating merchants receive added protection from fraudulent chargeback activity.

    Learn More

PLEASE NOTE: International Credit Card Usage

For security purposes HRCU credit cards will no longer automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions. Please let us know if you have any questions or concerns regarding this policy.

Learn More