Additional College Financing Options

Did you know you may have the option to use the equity in your house to pay for college expenses? HRCU has a range of Home Equity Loans to use the equity in your house to pay for college.

  • Fixed Rate Home Equity Loans

    If you prefer the ease of mind that comes with a consistent monthly payment, an HRCU Fixed Rate Home Equity Loan is a great match for you. You can pay off each school year’s loan separately if you choose and the application process is quick with low or no closing costs.

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  • Home Equity Line of Credit

    HRCU has a low rate Home Equity Line of Credit (HELOC) loan with low or no closing costs and a convenient application process. Whether you choose to apply online or in person, you can apply for a maximum line of credit and are only required to pay back what you use. This loan is excellent if you’re not sure how much you will need or if you would like to apply once and use it for the full four years of school.

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All loans subject to an evaluation of each applicant's credit, restrictions may apply.