Young adults are often bombarded by the media. Big name credit card companies advertise cards with high interest rates and even higher available limits. What better way to start building your credit than with your trusted credit union?

Our HRCU Student VISA® was designed with you in mind:

  • No annual fee
  • Low variable rates*
  • Student Rewards Program
  • Design your own card

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PLEASE NOTE: Using Your credit card Internationally

For security purposes, HRCU credit card will no longer automatically work outside of the United States. This includes Canada and Mexico. If you are traveling outside of the United States, simply let us know and your card will be authorized to make transactions. Please let us know if you have any questions or concerns regarding this policy.

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*Rate is annual percentage rate. Rates are variable and will change only with 30 day advance notice.