*uChoose Rewards is now available within the Card Management feature of your Online account.
HRCU is thrilled to announce the opening of our brand-new credit union branch. We're bringing our signature blend of innovative and customized financial services built for today, competitive rates, friendly and personal service, and a steadfast commitment to community right to your doorstep in Greenland, NH.
Located at the dynamic and bustling corner of Rt 33, our new branch is located at 603 Portsmouth Avenue, adjacent to the Greenland Post Office and just two miles from major retailers, Target and Lowe's.
As Greenland's first financial institution in 20 years, HRCU is committed to local service that is here for you.
To celebrate the opening of our Greenland branch, we're offering limited time promotions on auto refinancing, balance transfers, and a CD special. Scroll below to find out more information and make the most of your money at your neighborhood credit union.
Enjoy guaranteed returns with HRCU's special certificate (CD) rates. Perfect if you are looking to build your nest egg or get started in growing your wealth.
Start earning today by opening a CD online, visiting one of our branches, Live Chatting with our Member Services, or calling Member Support.
*Annual Percentage Yield.
Refinance My Car Calculate My Payments
Refinancing your existing auto loan with HRCU when you want to decrease your monthly payments, change to better short-term or long-term payments, or pay off your loan sooner.
| Type | Term | APR* | Finance Up To | Min. Finance Amount | Monthly Payment/$1,000 | |
|---|---|---|---|---|---|---|
| 2022 - 2025 | 0 - 48 Months | 4.99% | 125% LTV | $5,000 | $23.02 | Apply Now |
| 49 - 63 Months | 4.99% | 125% LTV | $15,000 | $18.08 | Apply Now | |
| 64 - 75 Months | 5.49% | 125% LTV | $20,000 | $15.78 | Apply Now | |
| 76-84 Months | 6.49% | 125% LTV | $20,000 | $14.84 | Apply Now | |
| 2016 - 2021 | 0 - 48 Months | 5.24% | 125% LTV | $5,000 | $23.14 | Apply Now |
| 49 - 63 Months | 5.24% | 125% LTV | $15,000 | $18.19 | Apply Now | |
| 64 - 75 Months | 6.24% | 125% LTV | $20,000 | $16.14 | Apply Now | |
| 76 - 84 Months | 6.99% | 125% LTV | $20,000 | $15.09 | Apply Now | |
| 2015 - 2016 | 24 - 63 Months | 9.24% | 100% LTV | $5,000 | $20.09 | Apply Now |
*APR = Annual Percentage Rate. Rate displayed is the ‘as low as’ rate. Final approved APR and term is based on evaluation of credit worthiness, ability to repay, and membership qualifications. Standard underwriting guidelines apply. Rate(s) listed include a .50% HRCU Member Loyalty Discount. To qualify for Loyalty Discount, applicant must have a new or active HRCU checking account with debit card and direct deposit or establish the qualifiers at the time of loan closing. Promotional rate is eligible for vehicle refinances only. Internal refinances are eligible for existing HRCU auto loans opened for a minimum of four (4) months prior to refinance. Additional rates and terms available. Limited time offer. Rate promotion is subject to change without notice. For additional information, contact HRCU at 877-895-6840.
Transfer your credit card balance to our lower rates with our Visa Balance Transfers. Start fresh with a new credit card to help you save on your monthly interest payments. Plus, if you open a new Visa Rewards card, you can earn points that are redeemable for Amazon purchases, loan rate discounts, gift cards, appliances and more.
Apply Now Balance Transfer Calculator
If you currently have a Visa® credit card with HRCU, click here to complete the secure and easy balance transfer form.
If you do not have a Visa® credit card with HRCU, click the Apply Now button to get started on signing up and getting the balance transfer process started.
Have any questions? Click the Live Chat icon below or call Member Support.
*To qualify for balance transfer promotion rate, must have a minimum credit score of 700. The promotional rate will be effective for 18 months. At the end of the 18 months, the rate will be adjusted to cardholders purchase plan rate at that time. Balance transferred is subject to a 3% fee of the total balance or $25.00, whichever is greater. Total balance transfer fee will be applied to the credit card balance. HRCU reserves the right to adjust or terminate this promotion at any time.
If you live, work, go to school in the State of New Hampshire or York County, Maine or have an immediate family member that is a current member, you are eligible to join HRCU.
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