Lower Your Car Payment Without the Hassle
Take control of your car loan with a fast, flexible refinance that can lower your rate and delay your first payment for up to 90 days.
If you live, work, go to school or worship in New Hampshire or York County, Maine, or if you have a family member who is an HRCU member, you are eligible to join.
Start off by entering some basic information. Our Member Support team will be in touch to complete your application.
Once your account is opened, with as little as $5.00, you can expect to be welcomed with open arms. From there you can start managing your account online with online banking or our mobile app. Plus, we can help you easily transfer all of your accounts.
Ready to plan your financial future? Book a time with our expert team. Our member support staff is also here to help you with any questions by using Live Chat or by calling 603-332-6840.
What can we help you achieve?
Whether you need a home loan or to access your home's equity, we have the right product for you.
Experience flexible and easy to use checking accounts backed by innovative tools and local services.
HRCU's Visa® credit card is your solution for accessing extra funds or managing unexpected expenses at lower rates.
Manage your business with one of our flexible checking options.
Build a thriving venture with the best financing solutions.
Use our competitive payment processing option, courtesy of OnCore.
Donated through HRCU's Christmas Caring program
College scholarships awarded since 1996
Donated to our community in 2025
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