Reminder: No one should ever call or email requesting your account number(s), password(s), or other banking details. If you receive this type of request do not share this information. If you have questions or concerns, please contact us directly. We’re here to help.

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Harness your home's hidden resource with a Home Equity Line of Credit (HELOC).

Learn More - Harness your home's hidden resource with a Home Equity Line of Credit (HELOC).

Drive away from high auto rates.

Refinance your auto loan quick and easy with your local credit union. We're help to help you save.

Learn MoreRefinance your auto loan

Step One

Eligibility

If you live, work, go to school or worship in New Hampshire or York County, Maine, or if you have a family member who is an HRCU member, you are eligible to join.
Step Two

Enter Your Info

Start off by entering some basic information. Our Member Support team will be in touch to complete your application.
Step Three

Welcome to the Neighborhood

Once your account is opened, with as little as $5.00, you can expect to be welcomed with open arms. From there you can start managing your account online with online banking or our mobile app. Plus, we can help you easily transfer all of your accounts.
Ready to plan your financial future? Book a time with our expert team. Our member support staff is also here to help you with any questions by using Live Chat or by calling 603-332-6840.

Join HRCU

What can we help you achieve?

Home Financing

Whether you need a home loan or to access your home's equity, we have the right product for you.

Learn More about Home Financing

Everyday Banking

Experience flexible and easy to use checking accounts backed by innovative tools and local services.

Get Started

Credit Access

HRCU's Visa® credit card is your solution for accessing extra funds or managing unexpected expenses at lower rates.

Learn More about Credit Access

Easy Checking Solutions

Manage your business with one of our flexible checking options.

Learn More about Easy Checking Solutions

Business Loans for Growth

Build a thriving venture with the best financing solutions.

Learn More about Business Loans

Merchant Card Processing

Use our competitive payment processing option, courtesy of OnCore.

Learn More about Merchant Card Processing

It's All About Community.

Learn More about our commitment to community

$330K+

Donated through HRCU's Christmas Caring program

296

College scholarships awarded since 1996

$165K+

Donated to our community in 2025

"Switching to HRCU was the best financial decision I made. They truly care about their members."

- Maria

"We've loved the service that we've received at HRCU for many years now! Everyone has always gone above and beyond to meet our needs, whether it was quick financing to rectify a home issue or our recent auto loan refinance at a competitive rate. The professionalism and friendliness of HRCU's staff is something we can ALWAYS depend on!"

- Paul