Business Checking

No Monthly Fees: Keep more of your money where it belongs with no  minimum balance, no maintenance fees, and no 'per transaction' fees. 

Bank On-The-Go: Manage your account anywhere, anytime with the HRCU mobile app and Online Banking.

• Set-up recurring bill payments, schedule transfers, deposit checks, and more. 

Free Visa^®Debit Card: Make your card work for you. Enjoy free POS transactions, and provide multiple cards under one account. 

• Add your card to your phone for Apple Pay^®, Google Wallet^™, or Samsung Pay^® for contactless and easy purchases. 

No Monthly Fees: Keep more of your money where it belongs with no  minimum balance, no maintenance fees, and no 'per transaction' fees. 

Bank On-The-Go: Manage your account anywhere, anytime with the HRCU mobile app and Online Banking.

• Set-up recurring bill payments, schedule transfers, deposit checks, and more. 

Free Visa^®Debit Card: Make your card work for you. Enjoy free POS transactions, and provide multiple cards under one account. 

• Add your card to your phone for Apple Pay^®, Google Wallet^™, or Samsung Pay^® for contactless and easy purchases. 

Free Check Order at Opening

Free Coin Counting at any of our Branches

For businesses who want a separate account to be utilized as a processing account.

For functions such as:

• Receiving funds from vendors
• Sending funds to vendors
• Payment processors 

Enjoy all of the features in a Free Business or Non-Profit Checking account, plus:

• No minimum balance requirement. 
• No "per transaction" fees. 
• Overdraft protection included. 

Checks are available upon request. 

For businesses who want a separate account solely for payroll purposes. 

Enjoy all of the features in a Free Business or Non-Profit Checking account, plus:

• No minimum balance requirement. 
• No "per transaction" fees. 
• Overdraft protection included. 

Checks are available upon request. 

• Terminals & software
• POS interfaces
• Internet processing
• Direct customer support
• On-site installation, setup and training
• Seamless integration with your HRCU business accounts

Plus, you can receive a free analysis of your current merchant services to determine how much you can save on the cost of accepting credit and debit cards. 

To request your analysis, complete the form and put "Free analysis, please!" in the comments box.

We can set you up with a separate terminal specifically for specialty cards, like gift cards, loyalty cards, discount cards and even pre-paid usage cards,or a combination unit that can process these cards as well as credit and debit cards. Plus, swipeable specialty cards will even work with our e-Port^™ mobile card terminals.

• Gift cards – that can even be reloaded
• Loyalty Cards – including regular loyalty cards, reward cards, points cards, advantage cards and club cards so you can reward your loyal customers in a way that fits with your particular business model
• Discount Cards – ideal for both customer and employee discount programs
• Prepaid Usage Cards – the ideal way to offer promotions with restrictions that require tracking, without involving manual recordkeeping or POS software changes

Want to know how much it is really costing your business to accept credit and debit card payments without hours of legwork and accounting? Take advantage of a free, complete analysis and cost comparison for your business' current merchant processing system.

To request your analysis, complete the form and put "Free analysis, please!" in the comments box.