Calculators
As you make plans to pursue your goals, these calculators can help you get your finances in order.
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*uChoose Rewards is now available within the Card Management feature of your Online account.
*uChoose Rewards is now available within the Card Management feature of your Online account.
Effective Date: Thursday, November 21, 2024
| Type | Interest Rate | Points | APR* | Monthly Payment/$1,000 | |
|---|---|---|---|---|---|
| 30 Year Fixed | 7.875% | 0.00 | 7.980% | $7.25 | Apply Now |
| 20 Year Fixed | 7.625% | 0.00 | 7.758% | $8.13 | Apply Now |
| 15 Year Fixed | 7.250% | 0.00 | 7.412% | $9.13 | Apply Now |
| 10 Year Fixed | 7.000% | 0.00 | 7.225% | $11.61 | Apply Now |
*Estimated payments above do not include amounts for taxes and insurance payments. Your payments may be greater. APR equals Annual Percentage Rate and assumes a purchase price of $200,000 with a 20% down payment and zero (0) points. Your rate and APR may be higher, all loans priced individually. Rates are subject to change at any time. 80% LTV available to those who qualify. For 80% LTV or non-conforming rates, contact the Mortgage Department.
Fixed Rate Mortgage loans may be subject to risk-based pricing adjustments known as Loan Level Pricing Adjustments (LLPA) based on the most recent Fannie Mae LLPA chart.
Fixed Rate Mortgage loans not sold to the secondary market (portfolio loans) may be subject to internal Loan Level Pricing Adjustments (LLPA).
LLPA adjustments consider items such as loan to value, credit score, loan purpose, term and other factors and may cause your rate to be higher.
NOTE: One point is equal to 1% of the amount financed.
As you make plans to pursue your goals, these calculators can help you get your finances in order.
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