
Visa® Credit Cards
Get more, spend less with HRCU's Visa® Credit Card
Access to a dependable source of funds or reward yourself for your spending – it's your choice!
Visa® Credit Cards
Get more, spend less with HRCU's Visa® Credit Card
Access to a dependable source of funds or reward yourself for your spending – it's your choice!
Visa® Platinum Credit Card
Enjoy the flexibility and convenience of our Visa® Platinum credit card, designed to work with your budget without paying for hefty interest fees.
Visa® Platinum Rewards Credit Card
Earn points with every purchase and redeem them for exciting rewards through the uChoose Rewards Program.
Effective Date: 10/7/2025
Card | APR* as low as... | Monthly Payment/$1,000 |
---|---|---|
Visa Platinum | 12.74% | $25.00 |
Visa Platinum Rewards (Rewards Program Applies)* | 13.74% | $25.00 |
*APR = Annual Percentage Rate. Rates are variable. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change.
Why get an HRCU Visa Credit Card?
There are many reasons!
Special Offer
Visa Balance Transfers
Receive 4.99% APR* for 18 Months
Transfer your credit card balance to our lower rates with Visa Balance Transfers. Start fresh with a new credit card to help you save on monthly interest payments. Plus, if you open a new Visa® Rewards card, you can earn points redeemable for Amazon purchases, loan rate discounts, gift cards, appliances, and more.
If you currently have a Visa credit card with HRCU, complete the secure and easy balance transfer form.
If you don't have a Visa credit card with HRCU, click the Apply Now button below to get started on signing up and getting the balance transfer process started.
Have any questions? Click the Live Chat icon below or contact our Member Support team.
Get more for your banking with HRCU.
Our new card management tool gives your HRCU debit and credit cards enhanced security features, controls, and spending insights.
Take HRCU with you, with free access to your account at thousands of surcharge-free ATMs and credit union branches nationwide.
Make your Visa Reward Credit Card purchases go further with our seasonal reward point specials.
Make your next smart move.
Support copy would go here to direct existing users to log in.
Support copy would go here to direct users to become a member.