Insurance Services

HRCU is proud to partner with leading insurance provider TruStageTM to offer our members reliable solutions for your home, auto, and life insurance needs.

Simple, straightforward, budget-friendly insurance

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage covers all your insurance needs, including life, health, auto, home, and accidental death and dismemberment coverage.

Get a quote or explore your options at TruStage.com.

Protect the investment of your vehicle with GAP Advantage

Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as a protection on a new or used vehicle. It's a supplemental benefit offered to HRCU members that enhances your standard comprehensive, collision, or liability vehicle coverage. 

It protects the "gap" between your vehicle's value and the amount you still owe in the case it is damages beyond repair or stolen and never recovered. Talk with our financial experts to learn more and feel better with the extra protection!

Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver Addendum which will contain the terms and conditions of GAP Advantage benefit. 

GAP Advantage eligibility requirements, conditions, and exclusions: There are eligibility requirements, conditions and exclusions that could prevent you from receiving GAP Advantage benefits. You should carefully read your GAP Waiver Addendum form for a full explanation of the benefits, rules, terms and conditions of the program. GAP Advantage is a loan/lease deficiency waiver and is not offered as insurance coverage. 

Digital Banking

When life gets busy, bank on your own schedule with HRCU's mobile and online banking.

Make your next smart move.

Harness your home's hidden resource with a Home Equity Line of Credit (HELOC).

When you make plans for the future, you write the next chapter of your story.

Get Financially Fit with HRCU Blogs

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  • HELOC vs. Home Equity Loan

    HELOC or Home Equity Loan: Which Option is Right for You?

  • From Starter Home to Forever Home: Using Home Equity to Renovate the Home of Your Dreams

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