
Insurance Services
HRCU is proud to partner with leading insurance provider TruStageTM to offer our members reliable solutions for your home, auto, and life insurance needs.
Insurance Services
HRCU is proud to partner with leading insurance provider TruStageTM to offer our members reliable solutions for your home, auto, and life insurance needs.
Simple, straightforward, budget-friendly insurance
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.
Backed by more than 80 years of working with credit unions and their members, TruStage covers all your insurance needs, including life, health, auto, home, and accidental death and dismemberment coverage.
Get a quote or explore your options at TruStage.com.
Home Insurance
You work hard to make your home a special place that holds your most treasured memories. Now that’s worth protecting.
The TruStage Home Insurance Program helps you protect your house — and everything in it — with coverage underwritten by Liberty Mutual Insurance®, including:
*TruStage Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. ©2025 Liberty Mutual Insurance. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. *Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by HRCU.
© TruStage Insurance Agency
Auto Insurance
Are you paying too much for auto insurance? Maybe hundreds of dollars too much?
HRCU members may qualify for discounts on car insurance through the TruStage Auto Insurance Program. You could save big, and it can be easy to switch carriers — without losing money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
*TruStage Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. *Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by HRCU.
© TruStage Insurance Agency
Life Insurance and AD&D
You’ve always done what’s right for the ones you love. Taking steps to help make sure they’re financially protected if you pass away is one more way to show you care.
TruStage Life Insurance could be a simple, affordable way to help protect your family. It's money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses–whatever is needed most.*
TruStage helps you compare insurance and explore your options so you can make the right choice for your family.
TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61, Waverly, IA 50677-0061. The insurance offered is not a deposit and is not federally insured or guaranteed by HRCU. Products and features may vary by state.
© TruStage Insurance Agency
Protect the investment of your vehicle with GAP Advantage
Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as a protection on a new or used vehicle. It's a supplemental benefit offered to HRCU members that enhances your standard comprehensive, collision, or liability vehicle coverage.
It protects the "gap" between your vehicle's value and the amount you still owe in the case it is damages beyond repair or stolen and never recovered. Talk with our financial experts to learn more and feel better with the extra protection!
Your purchase of GAP Advantage is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for GAP Advantage. This information will include a copy of the GAP Waiver Addendum which will contain the terms and conditions of GAP Advantage benefit.
GAP Advantage eligibility requirements, conditions, and exclusions: There are eligibility requirements, conditions and exclusions that could prevent you from receiving GAP Advantage benefits. You should carefully read your GAP Waiver Addendum form for a full explanation of the benefits, rules, terms and conditions of the program. GAP Advantage is a loan/lease deficiency waiver and is not offered as insurance coverage.
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